杜の都信用金庫の
相続手続き
完全攻略マニュアル

{
  "bank_code": "1170",
  "official_name": "杜の都信用金庫",
  "short_name": "杜の都信用金庫",
  "slug": "mori-no-miyako-shinkin",
  "type": "shinkin",
  "type_label": "信用金庫・信用組合",
  "subtype": "shinkin",
  "prefecture": "宮城県",
  "region10": "tohoku",
  "region_scope": "tohoku",
  "presence_check": {
    "available": null,
    "channels": [],
    "need_branch": null,
    "form_url": null,
    "required_info": [],
    "notes": null
  },
  "rules": {
    "presence": {
      "by_applicant": {}
    },
    "balance_cert": {
      "by_applicant": {}
    },
    "txn_history": {
      "by_applicant": {}
    },
    "notes": null
  },
  "poa": {
    "required": null,
    "self_written": null,
    "seal_type": null,
    "seal_certificate": {
      "required": null,
      "valid_days": null
    },
    "agent_eligibility": null,
    "correction_rules": null,
    "form_url": null,
    "compliance_notes": null
  },
  "docs": {
    "self": [],
    "agent": [],
    "copy_allowed": null,
    "original_return": null,
    "format_notes": null,
    "counts": {}
  },
  "submission": {
    "channels": [],
    "postal_address": null,
    "branch_rules": null,
    "web_url": null,
    "agent_submit_allowed": null
  },
  "fees": {
    "presence_check": {
      "amount": null,
      "payment_method": null
    },
    "balance_cert": {
      "amount": null,
      "payment_method": null
    },
    "txn_history": {
      "amount": null,
      "payment_method": null
    },
    "postage_rules": null,
    "refund_policy": null
  },
  "sla": {
    "standard_days": null,
    "deadline_notes": null,
    "peak_season_notes": null
  },
  "result": {
    "delivery": null,
    "channels": []
  },
  "deficiency": {
    "notice_channels": [],
    "resubmit_deadline_days": null,
    "additional_fees": null,
    "top_reasons": []
  },
  "combo": {
    "presence_plus_balance": null,
    "presence_plus_txn": null,
    "conditions": null
  },
  "exceptions": {
    "branch_discretion": null,
    "name_change": null,
    "address_history": null,
    "no_account_num_limit": null
  },
  "sources": {
    "web_pages": [
      "https://www.morinomiyako-shinkin.co.jp/"
    ],
    "branch_call_notes": null,
    "last_reviewed_at": null,
    "monitoring": {
      "diff_targets": []
    }
  },
  "quality": {
    "verified_level": "none",
    "reviewer": null,
    "reviewed_at": null
  },
  "actions": {
    "death_notification": {
      "description": "死亡の連絡・口座凍結の依頼（最初に行う手続き）",
      "available": true,
      "channels": [
        "branch",
        "phone"
      ],
      "web_url": null,
      "phone_info": {
        "number": null,
        "hours": null,
        "excluded_days": null
      },
      "postal_address": null,
      "applicant": {
        "heir": true,
        "agent": true,
        "notes": null
      },
      "fees": {
        "amount": null,
        "unit": null,
        "payment_methods": null,
        "notes": null
      },
      "processing_days": "日数を要します",
      "docs": [
        "被相続人（お亡くなりになられた方）の戸籍謄本除籍謄本改製原戸籍謄本",
        "相続人の方の戸籍謄本",
        "相続人の方全員の印鑑証明書等",
        "預金の支払いを受ける方の実印および本人確認書類（運転免許証等）",
        "被相続人の通帳・証書・キャッシュカード・出資証券等",
        "遺産分割協議書",
        "公正証書遺言書",
        "遺言執行者選任審判書",
        "資格証明書・印鑑証明書・身分証明書",
        "自筆証書遺言書",
        "家庭裁判所の検認調書謄本",
        "審判書正本または謄本および審判の確定証明書",
        "調停調書正本または謄本",
        "相続人の方全員の信託銀行・弁護士等宛の委任状",
        "相続放棄申述受理証明書",
        "同意書兼依頼書（当金庫所定の書類）",
        "相続手続依頼書（仮分割による仮処分・仮払制度）（当金庫所定の書類）"
      ],
      "required_info": null,
      "requirements": {
        "poa": {
          "description": "委任状（代理人が手続きする場合）",
          "required": true,
          "format": null,
          "seal_type": null,
          "agent_eligibility": [
            "lawyer_only"
          ],
          "notes": null
        },
        "seal_cert": {
          "description": "印鑑証明書",
          "required": true,
          "valid_months": 3,
          "notes": "海外にお住まいの方は、在外公館交付のサイン証明書・在留証明書等、遺言執行者がいる場合は、その方の印鑑証明書が必要となります。"
        }
      },
      "notes": "ご預金者がお亡くなりになったことを当金庫が把握した以後は、相続人の権利の保護のため、相続手続きが完了するまで入金（振込等を含む）・出金（口座振替等を含む）・解約等はできません。必要に応じて、振込金受取口座の変更や口座振替指定口座の変更等の手続きを行ってください。 相続に関して紛議が生じている、または、そのおそれがあると判断した場合には、相続手続きを留保させていただくことがあります。",
      "reference_url": "https://www.morinomiyako-shinkin.co.jp/information/info07.html"
    },
    "account_existence_inquiry": {
      "description": "残高調査・現存調査（口座の有無を確認する手続き）",
      "available": null,
      "channels": null,
      "web_url": null,
      "phone_info": {
        "number": null,
        "hours": null,
        "excluded_days": null
      },
      "postal_address": null,
      "applicant": {
        "heir": null,
        "agent": null,
        "notes": null
      },
      "fees": {
        "amount": null,
        "unit": null,
        "payment_methods": null,
        "notes": null
      },
      "processing_days": null,
      "docs": null,
      "required_info": null,
      "requirements": {
        "poa": {
          "description": "委任状（代理人が手続きする場合）",
          "required": null,
          "format": null,
          "seal_type": null,
          "agent_eligibility": null,
          "notes": null
        },
        "seal_cert": {
          "description": "印鑑証明書",
          "required": null,
          "valid_months": null,
          "notes": null
        }
      },
      "notes": null,
      "reference_url": null
    },
    "balance_certificate_issuance": {
      "description": "残高証明書の発行手続き",
      "available": true,
      "channels": [
        "branch"
      ],
      "web_url": null,
      "phone_info": {
        "number": null,
        "hours": null,
        "excluded_days": null
      },
      "postal_address": null,
      "applicant": {
        "heir": true,
        "agent": null,
        "notes": null
      },
      "fees": {
        "amount": 330,
        "unit": "per_request",
        "payment_methods": null,
        "notes": "郵送交付扱の場合は660円"
      },
      "processing_days": "発行に時間を要する場合があります",
      "docs": [
        "被相続人（お亡くなりになられた方）の戸籍謄本（除籍の記載のあるもの）",
        "請求者が相続人であることがわかる戸籍謄本等",
        "請求者の実印および印鑑証明書（3ヶ月以内のもの）",
        "残高証明書発行依頼書（当金庫所定の書類（お取引店にあります））"
      ],
      "required_info": null,
      "requirements": {
        "poa": {
          "description": "委任状（代理人が手続きする場合）",
          "required": null,
          "format": null,
          "seal_type": null,
          "agent_eligibility": null,
          "notes": null
        },
        "seal_cert": {
          "description": "印鑑証明書",
          "required": true,
          "valid_months": 3,
          "notes": null
        }
      },
      "notes": null,
      "reference_url": "https://www.morinomiyako-shinkin.co.jp/information/info07.html"
    },
    "transaction_history_issuance": {
      "description": "取引推移表・取引明細の発行手続き",
      "available": true,
      "channels": [
        "branch"
      ],
      "web_url": null,
      "phone_info": {
        "number": null,
        "hours": null,
        "excluded_days": null
      },
      "postal_address": null,
      "applicant": {
        "heir": null,
        "agent": null,
        "notes": null
      },
      "fees": {
        "amount": 220,
        "unit": "other",
        "payment_methods": null,
        "notes": "1枚につき"
      },
      "processing_days": null,
      "docs": null,
      "required_info": null,
      "requirements": {
        "poa": {
          "description": "委任状（代理人が手続きする場合）",
          "required": null,
          "format": null,
          "seal_type": null,
          "agent_eligibility": null,
          "notes": null
        },
        "seal_cert": {
          "description": "印鑑証明書",
          "required": null,
          "valid_months": null,
          "notes": null
        }
      },
      "notes": "10年を経過した取引明細は「通帳アプリ」で確認できなくなるため、必要に応じて明細をダウンロードして保存をお願いします。なお、取引明細の発行には、当金庫所定の取引履歴発行手数料が必要となります。",
      "reference_url": "https://www.morinomiyako-shinkin.co.jp/store/fee.html"
    }
  },
  "meta": {
    "sources": [
      "https://www.morinomiyako-shinkin.co.jp/information/info07.html",
      "https://www.morinomiyako-shinkin.co.jp/store/fee.html",
      "https://www.morinomiyako-shinkin.co.jp/service/passbookapp.html"
    ],
    "extracted_at": "2025-12-12",
    "source_updated_at": null,
    "notes": null
  }
}